Cross-posted from Interrobang:
The US Supreme Court ruled along political lines on the 30th of June, 2014 that “closely held corporations”, over 90% of all US businesses, are now free to discriminate against women (and it was specifically women and birth control) if their religion leads them to believe birth control kills babies, or that women who use birth control are Satan’s spawn (the belief does not have to be factual).
The Supreme Court says corporations can hold religious objections that allow them to opt out of the new health law requirement that they cover contraceptives for women.
The justices’ 5-4 decision Monday is the first time that the high court has ruled that profit-seeking businesses can hold religious views under federal law. And it means the Obama administration must search for a different way of providing free contraception to women who are covered under objecting companies’ health insurance plans.
Salon AP coverage
I am not going to debate the wrongness of this decision, the notion that businesses can have religious beliefs, and can use them to discriminate against certain types of people is not up for debate. And, the discrimination is very specific and targeted…
The other, more ubiquitous discrimination is in the notion that the health care you get has anything to do with the work-for-pay arrangement you have with the organization you work for. I am probably the millionth person to mention this, and whole books have been written on the subject, but, the link between healthcare and your employer is wrong because it anchors discrimination. This particular egregious case goes one step further and discriminates based on gender as well, not just work status.
The US had a chance to sever health benefits from employment when they had a three-year debate on expanding health insurance coverage. Thanks to the ability of small political minorities to filibuster and block action, and a corporate-funded reluctance for change, the US kept their employer-based health insurance system in place, and with it, all the discrimination that entails. Uwe Reinhardt reiterated a number of these points recently in the New York Times.
Back Home
Is BC any better? Yes and no. Thanks to Canada’s Medicare, parts of our health care system are universal and not subject to employment ties. But, there are several exceptions making us a two-tier health care system:
- The health insurance tax or MSP (what our government cutely calls a “fee” in order to not call the yearly increase in this fee a tax increase): Many employers will pick up part/all of this tax for their employees, whereas one that doesn’t can pay more than 1000 dollars a year for a family. While there is an element of progressiveness to the pricing with very low-income people paying less/nothing, it is weak, families making > 30K per year pay full price.
- Drugs: For some reason, drugs are not covered by our “universal” healthcare system and are provided by workplace “supplemental benefits”, as if taking a thyroid pill every day is a “supplement”. The CCPA makes an excellent case for universal pharmacare, if you need more convincing. 10% of Canadians cannot fill prescriptions for financial reasons.
- Our public health insurance system assumes people don’t have eyes or teeth. So, if you want your cavities filled, a root canal, or want to see clearly, you need “supplemental benefits”, and these are mostly employer-provided. Oral health is a clear marker of health inequality.
- Mental health is not covered, this is inexcusable, as Andre Picard notes.
- Treatments that improve overall health, like massages, are not really covered. Once again, your employment status determines whether you have the “luxury” of holistic preventative measures to reduce stress, pain, and many other issues.
- Historically and currently oppressed groups, Canada’s indigenous people for example, get a short shrift on the benefits like massage, nutrition, counselling and holistic treatment they need because of disparity in employment availability.
This quote from the Andre Picard article I mentioned summarizes the discrimination.
The well-to-do pay. The middle-class scrape together the money the best they can, sacrificing so their child can get care. And those without the means wait, or do without care.
There are other side-effects. Because “benefits” are expensive, companies have a vested interest in only having certain “valuable” employees benefit. The rest get treated as contractors, have their hours strategically reduced, and much more.
It’s almost as if there’s an unspoken moral argument here, you don’t deserve good teeth or a massage if you don’t work for a living.
Yes, you can buy individual supplemental insurance, or pay per use, but neither of these are cheap because you as an individual have no bargaining power.
We in BC also have a long way to go to break the link between healthcare and employment. Will it cost the average BC resident more money? Let’s consider:
- A simpler system with one buyer is administratively efficient. It takes the thousands of decision points every HR administrator or group in every company/union has to make and transfers that to a single entity. Public universal plans are about four to ten times more efficient (pdf) than fragmented private plans.
- A bigger entity can negotiate much better rates for you, whether it is for drugs, or for dentistry, or for anything else (a bigger risk pool). If all of Canada administered one simple pharmacare system, we would negotiate much lower prices with pharmaceutical companies. We would also have better funding to run and evaluate effectiveness studies.
- Funding preventative, holistic healthcare means fewer hospital visits. In a universal system, there are no artificial barriers between a massage, drug treatment, surgery, stress reduction counselling, or ergonomic counseling for back pain. You don’t have to prove your work injured you in order to get the right treatment, your first point of contact with a medical professional (not necessarily a doctor) decides which path works best. You do not have to get sick enough to go to the hospital before you get treatment covered by insurance.
Pitfalls
There are concerns with a universal single-payer system:
- As Vox points out, if a government administering the single-payer system decides not to pay for contraception, then no one gets it. So, getting good universal healthcare is about constantly winning political battles. The good thing about universal healthcare in Canada is that it is incredibly popular, polling near 90% approval (pdf). So once quality is improved, governments will find it hard to cut back.
- Like any other public system, the quality of the institutions drafting policy and administering the system is vitally important. Well run public systems are efficient. But conservative movements in the last 30+ years have worked hard to dismantle the quality of public institutions and trust in such institutions. In this reality of shrinking budgets and staff levels where bureaucrat is a term of insult, ensuring that public system expansion is handled efficiently is no given. There is an entire industry of political parties, think tanks and media devoted to tearing down the concept of a publicly administered good, and ready to pounce on every little misstep (Remember the Obamacare roll out anyone?)
- Will employers raise wages from all the savings they get from not providing health benefits, and will these raises cover the increase in taxes we will pay for universal healthcare? Probably not right away, but it will happen eventually.
Transitions
Clearly, we can’t transition tomorrow. A public system would need to be in place and functioning before our employers get out of the health insurance business. I would phase universality in the following order:
- Drugs
- Teeth and eyes
- Preventative and palliative care.
We would also need to rethink the”fee for service”, where healthcare providers are paid per widget, and think about a different system closer to a salaried model, more on that in future blog posts.
I agree with you that there is no sense in blaming China for U.S. short sightedness.
If Americans need someone to blame, then I suggest a look in the mirror.
That said, as a small farmer I must disagree with your assertion that the US need a lesson from the EU.
The EU is a disaster.
I’m of the opinion that past and current regulations and legislation has made food not just less safe, but positively dangerous.
Any more power to the USDA or the FDA could be catastrophic.
For the past 65 years or so, legislation and over regulation has fostered the fracture, industrialization and centralization of the US food supply, with all of the attending evils.
Legislation has helped to empower Archer Daniels Midland, Cargill, Con Agra, Tyson, Monsanto and et. al. , and has made them the darlings of Capital Hill.
I think America would be better served to heed the admonitions of Alexander Hamilton, George Washington and Thomas Jefferson.
Any criticism of the WTO and global economics has been dismissed as backwards protectionism.
Most Americans are disconnected to their food and haven’t a clue where it comes from.
NAFTA and other trade fiascos have encouraged the importation of cheap food from the third world, and I find it instructive, that people will readily buy and consume food grown in a country that they would not dream to drink the water if they were there on vacation.
Americans need to take more responsibility for the nation’s food crisis and begin to help themselves out of the grave they have been digging.
I produce most of my own food and realize that that is not practical for most people.
However many people can plant a small garden or at least a tomato plant. The Consumer can demand Country Of Origin labels everywhere, so as to make informed choices and buy local when ever possible.
A return to America’s original agrarianism and self reliance will not only keep us as a People safer (not just food), but the entire World will be a safer place.
Thanks for the long comment, a lot of what you say makes sense. I am curious, though, why is the EU a disaster? They have a pretty comprehensive testing program, or at least are trying to set one up. Sometimes, they go too far, and test for toxics at extremely low levels. I’ve worked on dioxin/PCB testing for EU compliance at sub-ppt levels.
It would be great to get a small farmer’s perspective on the EU program 🙂
I’ll keep my post short & brief this time.
Food Safety is more than about testing.
That’s like saying a healthy person is their lipid profile or EKG.
It would take me hours to go through and list EU general principles of food law and agriculture, and the ways in which they would destroy the last vestige of small family farms.
Small family farms are in my opinion the only last best hope this country has for safe food.
Compared to the rest of the World, the US has a different view of property rights – civil rights in general.
Many of the mandates of the EU would violate those basic Rights.
I’m thinking the 1st, 4th & 5th Amendments in particular.
The recent outcry from farmers regarding the USDA National Animal Identification System is just the tip of a very deep iceberg.
In fact I would say that NAIS will be the Titanic of the USDA, but that is a whole other story.
Here’s a quick brief 3 item list of everyday practices that come to mind.
This is just for animals, – the fruits & vegetables would be a very long list indeed.
At present, as a Citizen of the United States and as resident of the Commonwealth of Pennsylvania,
I have direct control over my animals.
That means all veterinary management care & decisions, all feed and breeding decisions.
I am free to sell you a lamb, pig, cow, chicken, duck…whatever…. direct, and if you so choose, you may slaughter that lamb in my front yard.
I am free to buy and sell raw milk.
This is not true for all of the US and certainly not an EU practice.
I’m glad the word is finally get out about China, but the problem is bigger than China.
When is somebody going to do a story about the beef that has been imported into the US from South America?
All the BSE feed that could not be sold in Europe was sold to South America.
Last I heard a few years ago, Costa Rica had bought tons of it.
Costa Rican beef has imported into the US and ended up in fast food “restaurants”.
It’s not about “testing” it’s more about greed.
Good Luck to you